1Qui facit misericordiam fœneratur proximo suo:He shows mercy who lends to his neighbor,et qui prævalet manu mandata servat.for he keeps the commandments by strengthening him.
2Fœnerare proximo tuo in tempore necessitatis illius:Lend to your neighbor in his time of need,et iterum redde proximo in tempore suo.and receive it again from your neighbor in his time.
3Confirma verbum,Keep your word,et fideliter age cum illo:and act faithfully with him,et in omni tempore invenies quod tibi necessarium est.and then you will find whatever you need in every time.
4Multi quasi inventionem æstimaverunt fœnus,Many have treated a loan like found money,et præstiterunt molestiam his qui se adjuverunt.and they offered trouble to those who helped them.
5Donec accipiant,Until they receive,osculantur manus dantis,they kiss the hands of the giver,et in promissionibus humiliant vocem suam:and they humble their voice in promises.
6et in tempore redditionis postulabit tempus,But at the time of repayment,et loquetur verba tædiithey will ask for more time,et murmurationum,and they will speak annoying and complaining words,et tempus causabitur.and they will make excuses for the time.
7Si autem potuerit reddere,Then, if he is able to repay,adversabitur:he will turn away.solidi vix reddet dimidium,He will pay barely one half,et computabit illud quasi inventionem:and he will consider it as if he had found it.
8sin autem,But if not,fraudabit illum pecunia sua,then he will defraud him of his money,et possidebit illum inimicum gratis:and he will have him as an enemy without cause.
9et convitia et maledicta reddet illi,And he will repay him with accusations and curses,et pro honore et beneficio reddet illi contumeliam.and he will repay him with contempt, instead of with honor and kindness.
10Multi non causa nequitiæ non fœnerati sunt,Many have refused to lend, not because of wickedness,sed fraudari gratis timuerunt.but because they were afraid to be defrauded without cause.
11Verumtamen super humilem animo fortior esto,Yet truly, be more steadfast toward the humble,et pro eleemosyna non trahas illum.and you should not delay in acts of mercy toward them.
12Propter mandatum assume pauperem,Assist the poor because of the commandment.et propter inopiam ejus ne dimittas eum vacuum.And you should not send him away empty because of his dire need.
13Perde pecuniam propter fratrem et amicum tuum,Lose your money to your brother and your friend.et non abscondas illam sub lapide in perditionem.For you should not hide it under a stone to be lost.
14Pone thesaurum tuum in præceptis Altissimi,Let your treasure be in the precepts of the Most High,et proderit tibi magis quam aurum.and it will benefit you more than gold.
15Conclude eleemosynam in corde pauperis,Store your alms in the hearts of the poor,et hæc pro te exorabit ab omni malo.and it will obtain help for you against all evil.
16Super scutum potentisBetter than the shield or the lance of a powerful man,
17et super lanceamit will fight for you against your enemy.
18adversus inimicum tuum pugnabit.A good man offers credit for the sake of his neighbor. But one who abandons him to himself will perish in shame.
19Vir bonus fidem facit pro proximo suo:You should not forget the kindness of your benefactor.et qui perdiderit confusionem derelinquet sibi.For he has offered his life on your behalf.
20Gratiam fidejussoris ne obliviscaris:The sinnerdedit enim pro te animam suam.and the unclean flee from such promises.
21Repromissorem fugit peccatorA sinner attributes to himself the goods of his loan.et immundus.And an ungrateful mind will abandon the one who has freed him.
22Bona repromissoris sibi ascribit peccator:A man offers credit to his neighbor.et ingratus sensu derelinquet liberantem se.But when he will have lost respect, he will abandon him.
23Vir repromittit de proximo suo:A wicked promise has destroyed many who had good intentions,et cum perdiderit reverentiam, derelinquetur ab eo.and has tossed them like a wave on the ocean.
24Repromissio nequissima multos perdidit dirigentes,It has caused powerful men to travel around,et commovit illos quasi fluctus maris.and they have wandered amid foreign nations.
25Viros potentes gyrans migrare fecit,A sinner transgressing the commandment of the Lord will fall into a wicked promise.et vagati sunt in gentibus alienis.And he who undertakes many things will fall into judgment.
26Peccator transgrediens mandatum Domini incidet in promissionem nequam:Help your neighbor to recover according to your ability,et qui conatur multa agere incidet in judicium.but attend to yourself, lest you also fall.
27Recupera proximum secundum virtutem tuam,The primary need in a man’s life is water and bread,et attende tibi ne incidas.and clothing, and a house to protect modesty.
28Initium vitæ hominis, aqua et panis, et vestimentum, et domus protegens turpitudinem.A pauper’s food under a roof of boards is better than a splendid feast on a sojourn away from home.
29Melior est victus pauperis sub tegmine asserum quam epulæ splendidæ in peregre sine domicilio.Let yourself be pleased with little instead of much, and you will not hear the reproach of being away from home.
30Minimum pro magno placeat tibi,It is a wicked life to go from house to house as a guest.et improperium peregrinationis non audies.For wherever he is a guest, he will not act confidently, nor open his mouth.
31Vita nequam hospitandi de domo in domum: et ubi hospitabitur non fiducialiter aget, nec aperiet os.He will entertain, and feed, and give drink to the ungrateful, and beyond this, he will listen to bitter words:
32Hospitabitur,“Go,et pascet,my guest,et potabit ingratos,and set the table,et ad hæc amara audiet:and let others eat from what you have in your hand.”
33transi, hospes, et orna mensam,“Depart from the honored face of my friends.et quæ in manu habes ciba ceteros.For it has become necessary for my house to host my brother instead.”
34Exi a facie honoris amicorum meorum:These things are grievous to a man having understanding:necessitudine domus meæ hospitio mihi factus est frater.to take advantage of a household, and to reproach a lender.
35Gravia hæc homini habenti sensum: correptio domus, et improperium fœneratoris.